Our Services

While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions.

We start by discussing and agreeing on how we can help and work together with clients to address their concerns.  This involves gathering the appropriate information to about a clients financial picture, plan, and goals.  From there, an appropriate level of anaylsis and strategizing can take place to properly develop appropriate suggestions for a course of action.  Once a client puts a plan in motion, or makes needed adjustments to a current plan, it is also important to monitor that plan together through regular reviews and updates, both from the client and planner perspective.

This process leads to customized appropriate strategies to suit a client's vision and objectives. When needed, a sound financial program can utilize various financial products and services, which may including:

  • Formal Financial Planning Engagements
  • Financial Products or Services such as:
    • Individual Securities, such as Equities (Stocks) or Fixed Income Investments (Bonds, etc.)
    • Mutual Funds or Exchanged Traded Funds
    • Certificates of Deposit
    • Fixed or Variable Annuity Products
    • Life, Disability, or Health Insurance.

Small businesses often have unique financial tools and accounts available to them.  Owners of businesses often look for strategies to increase retirement savings, lower tax liabilities, and protect their business investment.  We work with our small business owners to identify the main concerns and develop strategies to address them.  These strategies could include:

  • Employer-Sponsored Retirement Plans
    • ​SEP (Simplified Employee Pension)
    • SIMPLE (Savings Incentive Match Plan for Employees)
    • 401k
    • Profit Sharing
    • Defined Benefit Plans
  • ​Group Insurance
  • Key Employee Retention or Benefit Solutions

Our approach recognizes that, although some things can be similar in nature from one person, family, or business to another, everyone's situation is unique to them and their own planning concerns.  The solutions we help our clients develop stresses the importance of this realization.  Our customization can apply to various account types, such as:

  • Individual Retirement Arraingments (IRA's)
    • Traditional
    • Roth
  • Individual, Joint, Transfer-on-Death Brokerage or Directly Held
  • Corporate, Trust, or Estate
  • Qualified and Non-Qualified